4. My college had to create its own loan plan because the Fed refused to lend to them. The rate was higher than the Federal rate because it was not subsidized by taxpayers. I am OK with this, but it did provide an example where I personally suffered because of my religious freedom.
You didn't suffer. You wanted something (a religious postsecondary education) that the government could not reasonably be expected to provide or subsidize, and so you had to pay for it.